StatementDecoder

Credit repair

How to cancel your Lexington Law subscription

Lexington Law is a credit repair firm that charges a recurring monthly fee with no long-term contract, and by law you can cancel credit repair services at any time for any reason. The key billing detail is that Lexington Law bills in arrears — you pay for work already performed — so expect one final invoice after you cancel. Charges commonly appear on statements as CRT*Lexington Law.

On your statement it usually appears as CRT*LEXINGTON LAW, LEXINGTON LAW. Not sure the charge is really Lexington Law? Identify it first.

Cancel by phone (most direct)

  1. Call the client line at 800-341-8441 (this number is reserved for current clients).
  2. Support hours are roughly 6 AM to 10 PM Mountain Time Monday–Friday, and Saturday daytime hours.
  3. State that you want to cancel your case; you do not have to give a reason — credit repair law gives you the right to cancel at any time.
  4. Expect a retention pitch (a discounted rate or pause offer); decline it plainly if you want out.
  5. Ask for the cancellation confirmation and the amount and date of your final arrears invoice.

Cancel through your online account or chat

  1. Log in at lexingtonlaw.com and look for the manage-your-service option in your account.
  2. Alternatively, click Contact Us while logged in and use the chat to request cancellation.
  3. Request written confirmation of the cancellation and the final invoice amount.

If the online path stalls or pushes you to call, the phone line is the reliable fallback.

Refunds, timing and what you'll still be charged

Lexington Law bills in arrears, meaning each charge pays for the previous period of work rather than the upcoming one. When you cancel, a final invoice is typically created for work performed since your last invoice date and is collected on your regular billing date (or on the cancellation day if you request it). This is why most people see one more charge after cancelling — it is usually the arrears invoice, not a failed cancellation. Refunds beyond that are not standard; if you believe you were charged for periods after a confirmed cancellation, raise it with the firm first and keep your confirmation.

Watch out for these

  • One more charge after cancelling is expected — that's the billed-in-arrears final invoice for work already done, so don't assume the cancellation failed.
  • Expect retention offers (discounted months or a paused plan) when you call; you must decline explicitly or the subscription continues at the new rate.
  • The statement descriptor CRT*Lexington Law doesn't obviously say "credit repair", so household members sometimes dispute it as fraud and complicate the account.
  • Cancelling Lexington Law does not undo credit bureau disputes already in progress — those simply stop being managed.

Cancellation flows change — confirm against Lexington Law's current account or help page (official help).

After you cancel: make sure it stuck

  • Get written or email confirmation of the cancellation date and the final invoice amount.
  • Check your statement on the next billing date: one arrears charge is normal, a second charge after that is not.
  • Log in once more after the final invoice clears to confirm the account shows cancelled/inactive.
  • Generate a paper trail with the free cancellation-letter tool — useful if billing continues and you need proof.
  • If it keeps charging after you cancel, follow the escalation playbook before disputing.

While you're at it — find the ones you forgot

Lexington Law is rarely the only recurring charge. Upload a statement and find every subscription — trials that converted, quiet price rises, duplicates — each with its yearly cost, so you can clear them in one sitting.

Find my subscriptions

Questions

Lexington Law cancellation FAQs

Why was I charged again after I cancelled Lexington Law?

Lexington Law bills in arrears — for work already performed. A final invoice covering work since your last billing date is normal and is usually collected on your regular billing date. A charge after that final invoice is worth challenging.

Do I have to call to cancel?

Phone (800-341-8441) is the most reliable path, but clients also report cancelling through the logged-in account's manage-service option or the Contact Us chat. Either way, get confirmation in writing.

Am I locked into a contract?

No. Lexington Law has no long-term contracts, and under federal credit repair law you have the right to cancel credit repair services at any time, for any reason.

Will cancelling hurt my credit?

Cancelling the service itself doesn't affect your credit score. It only stops the firm from filing further disputes on your behalf; anything already removed or pending with the bureaus is unaffected by the cancellation itself.

Why is CRT*LEXINGTON LAW on my bank statement?

That descriptor is Lexington Law (credit repair). If you don't recognise it, confirm any charge with our free lookup before cancelling or disputing — descriptors often name a biller or platform rather than the service itself.

Lexington Law is still charging me after I cancelled — what now?

First check you cancelled in the right place: if you subscribed through Apple, Google, Amazon or a TV provider, the service's own website can't stop that billing. If it still charges, keep your cancellation confirmation and follow our guide for a subscription that keeps charging after you cancel — and only dispute with your bank as a last resort.

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